Where CapitalMeets Opportunity
Short-Term Asset-Backed Loans in Singapore
Case Studies
Prime Residential Bridging Loan for Holland Road Property
- Loan Amount
- SGD 5.7M
- Asset
- Semi-detached house
- LTV
- 70 %
Good Class Bungalow GCB Bridging Loan for Binjai Park Property
- Loan Amount
- SGD 20M
- Asset
- Good Class Bungalow
- LTV
- 66.9 %
Malaysian property developer takes up a short-term loan for working capital
- Loan Amount
- $4M
- Asset
- Residential Property
- LTV
- 53%
Property tycoon purchases commercial unit for investment
- Loan Amount
- $4.1M
- Asset
- Commercial Unit
- LTV
- 41%
Property Developer snaps up residential property for development
- Loan Amount
- $4.4M
- Asset
- Residential Property
- LTV
- 70%
Diamond merchant buys prime commercial office unit for investment
- Loan Amount
- $8.5M
- Asset
- Commercial Building
- LTV
- 56.81%
Bridging loan against commercial property to bolster company’s working capital
- Loan Amount
- USD 4M
- Asset
- Commercial property
- LTV
- 71%
Property refinance to assist a businessman with short-term cash flow issues
- Loan Amount
- USD 3M
- Asset
- Two Residential Properties
- LTV
- 65%
Family office had a cash crunch during Covid-19
- Loan Amount
- USD 5.8M
- Asset
- Shophouse
- LTV
- 70%
For professional partners with time-sensitive clients
We work with brokers, lawyers, accountants and real estate professionals who need a direct private lender for asset-backed facilities in Singapore.
Backed by Private Capital
Rikvin Capital's lending is funded by our proprietary capital and by bonds issued.
We work exclusively with accredited investors, as defined in section 4A of the Securities and Futures Act 2001, and with institutional investors.
Rikvin Capital does not offer securities to the public. Nothing on this website constitutes an offer of, or invitation to subscribe for, securities. Information on past bond issuances is provided as a record of the firm's history only. Data above is as of 1 August 2026.
Insights
Bank vs Private Bridging Loans in Singapore: Which Do You Need?
When a bank bridging loan from DBS, UOB or OCBC is the right choice, when private bridging fits, and how rates from 0.4% per month, TDSR and LTV compare.
Read insight
Rikvin Capital for TDSR-Blocked Borrowers: How the Asset-First Loan Works
The bank said no because of TDSR. Rikvin Capital lends against the asset and the exit instead. Here is exactly how that decision works, and what to bring.
Bridge Loan for Commercial Real Estate in Singapore: Why Foreign Investors Still Can't Rely on a Bank
Foreign buyers find Singapore commercial property has no ABSD, but banks still decline most acquisitions on income, vacancy, and SPV grounds. A private bridge underwrites on the asset and the exit, making it the only route that moves at deal speed.
Bridging Loans for Singapore's Bonus Earners: When TDSR Penalises Variable Pay
Singapore's senior professionals with bonus-heavy pay often qualify on far less than their real repayment capacity. Bridging loans assess the asset and exit instead. Here is how the structure works and when it fits.
Bridge Loan Singapore for Foreigners: When the Bank Discounts Your Overseas Income
Singapore banks must haircut overseas income under MAS TDSR rules, leaving foreign buyers with a loan offer that misses the purchase price. A private bridge funds the gap against the asset and your exit strategy, not a payslip.
Get Funding Approval Within 24 Hours
FAQ
New to bridging finance? Start with our complete guide to bridging loans in Singapore.