Where CapitalMeets Opportunity
Short-Term Asset-Backed Loans in Singapore
24hIndicative terms
70%Maximum LTV
$1M to $50M+Facility size
Case Studies
Prime Residential Bridging Loan for Holland Road Property
- Loan Amount
- SGD 5.70 million
- Asset
- Semi-detached house
- LTV
- 70 %
Good Class Bungalow GCB Bridging Loan for Binjai Park Property
- Loan Amount
- SGD 20 million
- Asset
- Good Class Bungalow
- LTV
- 66.9 %
Malaysian property developer takes up a short-term loan for working capital
- Loan Amount
- $4,000,000.00
- Asset
- Residential Property
- LTV
- 53%
Property tycoon purchases commercial unit for investment
- Loan Amount
- $4,100,000
- Asset
- Commercial Unit
- LTV
- 41%
Property Developer snaps up residential property for development
- Loan Amount
- $4,396,000
- Asset
- Residential Property
- LTV
- 70%
Diamond merchant buys prime commercial office unit for investment
- Loan Amount
- $8,520,919.10
- Asset
- Commercial Building
- LTV
- 56.81%
Bridging loan against commercial property to bolster company’s working capital
- Loan Amount
- USD 4,000,000
- Asset
- Commercial property
- LTV
- 71%
Property refinance to assist a businessman with short-term cash flow issues
- Loan Amount
- USD 3,000,000
- Asset
- Two Residential Properties
- LTV
- 65%
Family office had a cash crunch during Covid-19
- Loan Amount
- USD 5,800,000
- Asset
- Shophouse
- LTV
- 70%
Intermediaries
For professional partners with time-sensitive clients
We work with brokers, lawyers, accountants and real estate professionals who need a direct private lender for asset-backed facilities in Singapore.
Partner With Us24hIndicative terms
DirectLender access
Insights
Singapore
Bridge Loan Without TDSR Singapore: When Property Equity Replaces the Income Test
Your TDSR headroom is exhausted by aggregate mortgages, not by a lack of equity. As an excluded moneylender, Rikvin Capital sits outside the MAS framework entirely. Term sheet in 24 hours.
Read insight
Short-Term Loans Against Singapore Shares: When the Bank Delays or Declines
Your private bank manages the portfolio but quotes two to four weeks to pledge it. A direct private lender assesses the asset and your exit instead, and can issue a term sheet in 24 hours.
Things you need to know about Refinancing Mortgage Loans in Singapore
Everything you need to know about Bridge Loans in Singapore
When retirement income fails the TDSR test: bridging loans for Singapore's asset-rich semi-retired
Singapore's semi-retired property owners often hold $10M-plus in assets but can't qualify for bank finance because dividends and director fees don't clear the TDSR income threshold. A bridging loan in Singapore lends on the property and exit plan instead.
Get Funding Approval Within 24 Hours
FAQ
What is a bridge loan in Singapore?
A bridge loan is short term financing used to complete a purchase, refinance an asset, or release liquidity while a longer term exit is arranged. Rikvin Capital structures private, asset backed facilities against Singapore property and selected high value assets.
Who can apply for a private bridge loan in Singapore?
Rikvin Capital works with accredited investors, corporate borrowers, property owners and selected foreign investors. Eligibility is assessed on collateral quality, borrower profile, funding purpose and the proposed exit.
How much can I borrow against Singapore property?
Facilities typically start from SGD 1 million and may extend to larger amounts for prime collateral. Loan size depends on asset type, valuation, loan to value, legal position and the strength of the exit plan.
How fast can a Singapore bridge loan be approved?
Indicative terms can usually be provided within 24 hours once the collateral, requested amount and funding purpose are clear. Drawdown timing depends on valuation, legal checks, title review and completion requirements.
What property types can be used as collateral?
Eligible collateral may include condominiums, landed homes, Good Class Bungalows, shophouses, commercial units, retail units and selected investment properties. Each asset is reviewed on location, valuation, marketability and legal structure.
What exit strategy is required for a bridge loan?
Common exits include sale proceeds, bank refinancing, redemption from incoming funds, or a planned asset disposal. The exit must be credible, time bound and supported by the borrower profile and collateral position.