Prime Residential Bridging Loan for Holland Road Property
Exclusive Semi-Detached Home in Prime District 10
Holland Road is one of Singapore’s most sought-after residential neighbourhoods, located in the heart of District 10. Known for its leafy surroundings, proximity to top schools, and easy access to Orchard Road and the CBD, it remains a favourite among discerning homeowners and investors alike. Many of the area’s semi-detached and detached homes command premium prices, reflecting the scarcity of landed properties within Singapore’s central region.
Client Requirement: Rapid Capital for Property Purchase
Our client, an accredited investor, required swift access to funds to complete the purchase of a semi-detached home valued at SGD 8.15 million. The buyer was in the midst of completing the sale of his company, but needed immediate liquidity to secure this prime asset. Conventional bank financing would have taken too long, risking the loss of the opportunity. To bridge this timing gap, the client turned to Rikvin Capital.
Understanding Bridging Loans for Prime Residential Properties
A bridging loan provides short-term financing to help buyers secure a property while awaiting proceeds from another source—such as the sale of a business or another property. This type of facility is ideal for high-net-worth individuals who value speed, flexibility, and certainty of execution.
Rikvin Capital’s bridging solutions are designed for Singapore’s dynamic property market and feature:
- Fast Approvals – Indicative offers within 24 hours.
- Flexible Terms – Loan durations from 3 to 24 months.
- Competitive Pricing – Interest rates typically in the mid-teens range.
- High Leverage – Up to 70 – 80 % Loan-to-Value (LTV).
- Tailored Structures – Interest-only servicing and flexible repayment schedules.
These attributes make bridging loans a powerful tool for property investors who must act decisively in a competitive market.
Deal Summary
- Key Parameter: Details
- Lender: Rikvin Capital
- Facility Type: Bridging Loan
- Loan Amount: SGD 5.70 million
- Purpose: Short-term bridge for property purchase
- Borrower Type: Accredited Investor
- Asset Type: Prime residential semi-detached house
- Location: Holland Road, Singapore
- Market Value: SGD 8.15 million
- Loan-to-Value (LTV): 70 %
- Tenure: 18 months
- Security: First Charge on the Property
- Exit: Via proceeds from company sale or refinance
How Rikvin Capital Added Value
Speed of Execution: The facility was structured and approved rapidly, ensuring the buyer could complete the transaction on time.
Competitive Pricing: The client selected Rikvin Capital for its favourable rates compared to other private lenders.
Certainty in Tight Timelines: With legal documentation turned around quickly—thanks to Chou Ching and her team—the transaction proceeded without delay.
Tailored Structure: The 18-month term offered ample time for the borrower to realise liquidity from his company sale before refinancing.
Why Bridging Loans Matter in Singapore’s Prime Property Market
Singapore’s landed property market remains resilient, supported by limited supply and sustained local demand. Whether for Good Class Bungalows, semi-detached houses, or terrace homes, buyers often face short windows to secure high-value assets. Bridging loans provide the agility to act quickly—offering the financial flexibility to complete purchases without waiting for traditional bank processes.
Next Steps
If you require fast, customised financing to purchase or refinance a property in Singapore, Rikvin Capital can help. Our experienced team specialises in structuring bespoke bridging facilities for both local and international clients.
Need a short-term bridge to purchase a property in Singapore?
Connect with us or email [email protected] to discuss your requirements today.