Singapore Accredited Investor

Check Your Accredited Investor Status in Singapore

Estimate whether you meet Singapore Accredited Investor thresholds in under two minutes.

Qualification Routes

Three Ways to Estimate Your Status

S$300k

Income

Personal income in the preceding 12 months.

S$2M

Net Personal Assets

Assets after liabilities, with primary residence equity capped at S$1 million.

S$1M

Financial Assets

Cash, deposits, securities and other financial assets.

01Income02Residence03Assets04Result

Calculator

Enter Your Details

This is an estimate only. Formal Accredited Investor classification still depends on document checks and the relevant service provider's onboarding process.

Income

Add income received in the last 12 months.

S$300kthreshold
Total incomeS$0

Primary Residence

Only the first S$1 million of primary residence equity can count.

S$1Mcap
Net equityS$0

The calculator counts a maximum of S$1,000,000 from your primary residence toward the net personal asset route.

Other Assets and Liabilities

Include investment property equity and financial assets.

S$2Mnet asset route
Financial assetsS$0

Guide

What Is an Accredited Investor in Singapore?

An individual may generally qualify as an Accredited Investor in Singapore by meeting one of three thresholds: income of at least S$300,000 in the preceding 12 months, net personal assets above S$2 million, or financial assets above S$1 million. For the net personal asset route, primary residence equity is capped at S$1 million.

What the Calculator Checks

The calculator compares your inputs against the three common individual Accredited Investor routes in Singapore: income, net personal assets and financial assets.

Why Status Matters

Rikvin Capital works with accredited investors and corporate borrowers. Knowing your likely status helps us understand which private funding route may be suitable.

What Happens Next

If a route appears to apply, our team can review your documents, asset profile and funding timeline before discussing any facility terms.

Why must I be an accredited investor to borrow from Rikvin Capital?

Rikvin Capital is an excluded moneylender under the Moneylenders Act of Singapore, and only lends to accredited investors and corporates.

Accredited Investor FAQs

Is this Accredited Investor calculator a formal approval?

No. It is an indicative tool only. Formal classification depends on documentary checks, onboarding requirements and the assessment of the relevant service provider.

What are the main individual Accredited Investor routes in Singapore?

The common routes are income of at least S$300,000 in the preceding 12 months, net personal assets above S$2 million, or financial assets above S$1 million. Primary residence equity is capped at S$1 million for the net personal asset route.

Why does the calculator cap my primary residence?

For the net personal asset route, only up to S$1 million of primary residence equity can be counted. The calculator applies that cap automatically.

Do I need to be an Accredited Investor to borrow from Rikvin Capital?

Rikvin Capital lends to accredited investors and corporates. If you are unsure, you can share your situation with our team and we will explain what information is needed.