Direct Private Lender
Bridging Loans in Singapore
Direct private bridging finance secured on Singapore property. Facilities from S$1M to S$100M at up to 70% LTV, rates from 0.4% per month, with an indicative term sheet within 24 hours.
How It Works
- 1
Enquire
Share the asset, the amount you need and your intended exit with our team, by enquiry form or WhatsApp.
- 2
Term sheet within 24 hours
Where the collateral, amount and exit are clear, you receive an indicative term sheet within 24 hours.
- 3
Funds in about two weeks
Valuation, legal review and completion typically take about two weeks on clean deals.
Case Studies
Prime Residential Bridging Loan for Holland Road Property
- Loan Amount
- SGD 5.70 million
- Asset
- Semi-detached house
- LTV
- 70 %
Good Class Bungalow GCB Bridging Loan for Binjai Park Property
- Loan Amount
- SGD 20 million
- Asset
- Good Class Bungalow
- LTV
- 66.9 %
Malaysian property developer takes up a short-term loan for working capital
- Loan Amount
- $4,000,000.00
- Asset
- Residential Property
- LTV
- 53%
Property tycoon purchases commercial unit for investment
- Loan Amount
- $4,100,000
- Asset
- Commercial Unit
- LTV
- 41%
Property Developer snaps up residential property for development
- Loan Amount
- $4,396,000
- Asset
- Residential Property
- LTV
- 70%
Diamond merchant buys prime commercial office unit for investment
- Loan Amount
- $8,520,919.10
- Asset
- Commercial Building
- LTV
- 56.81%
Bridging Loan FAQs
How much can I borrow with a bridging loan in Singapore?
Facilities range from S$1M to S$100M, with larger amounts structured on a syndicated basis for prime collateral. The final figure depends on the property valuation and a loan-to-value of up to 70%.
What does a bridging loan in Singapore cost?
Rates start from 0.4% per month. Interest can be serviced monthly or rolled up and settled at redemption, and every fee is set out in the term sheet before you commit. Pricing reflects loan-to-value, asset quality and the strength of the exit.
How fast can I receive funds?
An indicative term sheet is usually issued within 24 hours of a clear enquiry, and most clean deals fund in about two weeks. Exact timing depends on valuation access, legal review and how quickly documents are returned.
What security do you accept?
First-charge security over Singapore property, including condominiums, landed homes, Good Class Bungalows, shophouses, offices and retail units. Auction purchases and selected investment assets can also be considered.
Who can borrow?
Accredited investors, companies and selected foreign investors. Rikvin Capital operates as an excluded moneylender under the Moneylenders Act and lends to accredited investors and corporates rather than retail borrowers.
How do I start?
Send the property address, estimated value, any existing debt, the amount you need and your intended exit through the contact page or WhatsApp. The team responds with indicative terms, usually within 24 hours.
Request Indicative Terms Within 24 Hours
Share the asset, the amount you need and your intended exit. Our team will come back with an indicative structure.