Land Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Land Bridging Loans are tailored for borrowers looking to secure amounts from $1 million to $100 million, with quick approvals and transparent terms.

Loan Size

$1m – $100m

Term Length

3-24 Months

Loan-to-Value (LTV)

Up to 70%

Security

First charge

Interest Payment

Roll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to £100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

Case Studies

The Application Process

Initial Consultation

Term Sheet

Due Diligence

Legal Review

Funding Disbursed

FAQs

What are Land Bridging Loans?

Land Bridging Loans are short-term financing solutions for individuals or businesses looking to purchase or refinance land in Singapore. These loans help you bridge the gap until a more permanent financing option—like a bank loan or sale—is secured.

Why choose Rikvin Capital for Land Bridging Loans?
  • Local Expertise: We understand Singapore’s land use regulations and property landscape.
  • Flexible Funding: Loan amounts from S$1 million up to S$100 million, tailored to your land value and exit plan.
  • Fast Approval & Disbursement: Indicative terms often within 24–48 hours, with potential funding in 2–4 weekswhen documents are in order.
  • Transparent Process: Our underwriting focuses primarily on the land’s value and your clear exit strategy.
What types of land qualify for a bridging loan?

We consider a range of zoned land parcels in Singapore, including:

  • Residential (e.g., private landed plots)
  • Commercial or Industrial land
  • Mixed-Use developments

Contact us with the land’s details so we can assess eligibility based on location, zoning, and potential exit strategy.

How much can I borrow for a land bridging loan?

Rikvin Capital typically lends up to 70% Loan-to-Value (LTV). If you need more than this, you can secure multiple assets or provide additional collateral to enhance your borrowing capacity.

How quickly can I complete the loan process?

Once we have the necessary documents—including the land’s valuation and your exit plan—we aim to finalize the loan in 2–4 weeks. This speed allows you to move swiftly on time-sensitive transactions, such as auctions or urgent refinancing needs.

Can I roll up interest for a land bridging loan?

Yes. We offer an interest roll-up option, letting you defer all interest payments until the loan matures. This structure can help manage cash flow while you develop, sell, or refinance the land.

Do you check credit scores for land bridging loans?

We conduct a basic credit assessment, but our priority is the value of the land, your equity, and a solid exit strategy. Minor credit issues won’t necessarily disqualify you; however, they may influence the terms offered.

What exit strategies are acceptable for land bridging finance?

Common exits include:

  • Selling the land after gaining approvals or waiting for market appreciation
  • Refinancing onto a longer-term loan once the project plan is finalized
  • Securing additional investor funds or capital injections from other assets

As long as the plan is credible and aligns with market conditions, we’re open to discussing it.

Is a personal guarantee required?

For large loan amounts or higher LTV scenarios, we may request a personal guarantee to reduce risk. This approach can also help you negotiate better terms if your overall borrowing profile is strong.

How do I apply for a Rikvin Capital Land Bridging Loan?

Simply contact our team with:

  • Land details (zoning, valuation, location)
  • Loan amount sought
  • Exit strategy (sale, development, refinancing, etc.)

We’ll guide you through our valuation, legal checks, and documentation steps. If approved, funding can be released promptly, enabling you to capitalize on Singapore’s land opportunities.

Schedule a Call