As property values in Singapore continue to rise, many property owners find themselves with significant assets but limited cash flow. Traditional bank loans can …

Owning high-value real estate in Singapore can be a significant asset, but accessing the equity in these properties can be challenging. Traditional banks have …

Are you a foreigner looking to invest in UK property, but struggling to secure financing? Or perhaps you already own property in the UK and need to raise money …

Have you ever dreamed of investing in real estate in Singapore, but found yourself short on cash or time? Maybe you’re a high-net-worth individual who …

If your business is in need of short-term financing to complete a time-sensitive deal, bridge financing may be an option to consider. Bridge financing is a type …

If your company is asset-rich but cash-strapped and needs to complete a time-sensitive deal, bridge financing can be a useful tool. However, not all bridge …

As property prices continue to soar in Singapore, it’s no surprise that more and more clients are struggling to secure financing for their dream homes. …

In a report published in 2018, the investment bank UBS noted Singapore as a lucrative option for real estate investment. The country’s pro-business and …

Introduced in 2013, the Total Debt Servicing Ratio (TDSR) was intended to “strengthen credit underwriting practices by financials institutions”, and to …

Businesses take loans for various reasons and they come from various sources, each with its own stipulations and pros and cons. Short-term business loans, for …

Credit and debt are a powerful tool to meet our materialistic goals. They allow us to buy our dream homes, luxury vehicles, exotic vacations and so on. Buying a …

Homeowners use refinancing to pay off their existing mortgage with a new loan, which usually has a lower interest rate. In general, such loan schedules are …

Short-term loans essentially work the same as medium- and long-term loans, with the only difference being a shorter repayment period, which is usually within …

Simply put, TDSR – or Total Debt Servicing­­­­­­­ Ratio – which was introduced by the Monetary Authority of Singapore in June 2013, limits the amount that home …

In our society, there’s a pervasive myth that any debt is always a “bad debt”. Whenever we talk about taking out a loan, or owing someone money, it’s almost …

What is a Bridge Loan? In simplest terms, a Bridge Loan is a type of gap financing arrangement wherein the borrower can get access to short-term loans for …