Condominium Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Condominium Bridging Loans are tailored for borrowers looking to secure amounts from $1 million to $100 million, with quick approvals and transparent terms.

Loan Size

$1m – $100m

Term Length

3-24 Months

Loan-to-Value (LTV)

Up to 70%

Security

First charge

Interest Payment

Roll-up or Monthly Servicing

Use Cases

Auction Purchases

Speed is crucial when buying at auction—our bridging loans help you meet strict deadlines.

Commercial & Mixed-Use Acquisitions

Secure prime commercial or mixed-use properties without losing out to competition.

Business Cash Flow

Use property equity to finance expansion or meet short-term obligations.

Short-Term Refinancing

Consolidate or refinance existing property finance until a long-term solution is arranged.

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to £100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

Case Studies

The Application Process

Initial Consultation

Term Sheet

Due Diligence

Legal Review

Funding Disbursed

FAQs

What is a Condominium Bridging Loan?

A condominium bridging loan is a short-term financing solution that helps you secure or refinance a condo unit in Singapore quickly—usually before obtaining a traditional bank loan or finalizing the sale of an existing property.

How much can I borrow for a condominium bridging loan?

Rikvin Capital offers loan amounts starting from S$1 million, subject to the condo’s value and your exit plan. We tailor each loan based on individual circumstances and property considerations, ensuring you get the funding you need efficiently.

What is the maximum Loan-to-Value (LTV)?

We typically cap our LTV at 70%. If you need additional financing, you can pledge multiple properties or additional collateral to stay within our lending criteria.

Why choose Rikvin Capital for Condo Bridging in Singapore?
  • Fast Turnaround: Indicative offers within 24–48 hours, with potential completion in 2–3 weeks once all checks are in place.
  • Flexible Repayment: Short-term options ranging from 3 to 24 months, plus interest roll-up if desired.
  • Expert Local Knowledge: Our team understands the Singapore condo market and can structure loans around local regulations and buyer needs.
  • Straightforward Process: We focus on the property’s value and your exit strategy, easing typical hurdles faced in traditional financing.
How quickly can I secure funds?

Provided you have all required documentation (e.g., property details, proof of funds, valuation reports), we can often disburse funds in 2–3 weeks. This speed allows you to meet tight purchase deadlines or bridge financing gaps seamlessly.

Can I roll up interest instead of paying monthly?

Yes. We offer an interest roll-up option, so you can defer interest payments until the end of the loan term. This flexibility helps manage cash flow—particularly useful if you’re awaiting the sale of an existing property or refinancing into a longer-term solution.

Do you check credit scores in Singapore?

While we do conduct a credit assessment, our focus primarily lies in the condo’s value, your equity, and a solid exit strategy. Minor credit issues may not necessarily disqualify you but could influence the terms offered.

Can foreigners apply for a condominium bridging loan with Rikvin Capital?

Yes, non-Singapore residents can apply, subject to local regulations and additional due diligence. If you’re an overseas buyer or investor, our team will guide you through any extra documentation required for Know Your Customer (KYC) and regulatory compliance.

Is a personal guarantee required?

For larger loans or higher LTV deals, we may request a personal guarantee to reduce risk. This can also help secure better terms if you’re borrowing a substantial amount or if your exit strategy involves multiple properties.

How do I apply for a Rikvin Capital Condominium Bridging Loan?

Simply contact our team with details about the condominium you’re purchasing or refinancing, including its estimated market value and your exit plan. We’ll guide you through valuation, legal checks, and underwriting. If all conditions are met, funding can be disbursed promptly.

Schedule a Call