I want to buy a new UK property using my existing portfolio as security. Can Rikvin Capital structure this?

Yes. The London case lent £1.5 million against an existing £6 million property portfolio (41% loan-to-value) in 2 weeks, releasing capital for a new acquisition without disturbing the borrower's existing portfolio finance. Portfolio-secured acquisition loans are one of our most common deals.

Why use existing portfolio collateral instead of mortgaging the new property?

Three common reasons: speed (existing portfolio loans close faster than a new mortgage), flexibility (no need to wait for the new property to be valued by the new lender), and bargaining power (you can complete the new purchase as a cash buyer, often securing a discount).

How is the loan exited once the new property is settled?

Common exits include: refinancing the new property into a long-term mortgage and using those proceeds to repay us, refinancing the existing portfolio into a higher-LTV facility, or selling one of the existing units. The London investor used 12 months to give time for whichever route fitted best.

Property Investor Uses Existing Property Portfolio to Finance New Purchase

London’s dynamic property market offers lucrative opportunities for property investors. As a leading bridge loan company, we understand the needs of property investors seeking to finance new purchases. In this case, we provided a fast bridging loan of £1,500,000 with a loan-to-value ratio of 41% to a property investor who utilized their existing property portfolio. With a duration of 12 months and a seamless completion time of just two weeks, this case exemplifies how our fast bridging loans enable property investors to seize new opportunities quickly.

Maximizing Portfolio

We recognize the potential of property investors’ existing portfolios. In this case, the property investor leveraged their portfolio, valued at £6,000,000, to secure a fast bridging loan of £1,500,000. Our team of experts works closely with property investors to unlock the maximum value of their portfolio for further investments.

Fast Bridging Loans for Quick Financing

Our fast bridging loans provide property investors with the agility to act swiftly in London’s competitive property market. In this specific case, our efficient loan processing allowed the investor to seize the new purchase opportunity within a remarkably short completion time of just two weeks. We understand the importance of prompt financing in capturing time-sensitive investment prospects.

Flexible Duration and Payment Schedule

Our fast bridging loans offer property investors the flexibility they need to execute their investment strategies effectively. At our company, we provide both monthly and quarterly payment options, along with a convenient roll-up payment plan. The client, due to their consistent cash flow, selected a monthly payment schedule.

Diverse Asset Types

Rikvin Capital’s bridging loans cater to property investors involved in both residential and commercial properties. Our versatile financing solutions empower investors to explore a range of opportunities in London’s diverse property market. We understand that each investor has unique investment preferences, and our loan offerings are designed to accommodate their specific asset types.

Unlocking New Opportunities

By utilizing our fast bridging loans, the property investor successfully unlocked new opportunities quickly. Our strategic financing approach maximized their investment potential and expanded their portfolio in London’s dynamic property market. We are committed to empowering property investors to achieve their financial objectives with tailored funding solutions and exceptional service.