Case Study · United Kingdom

£9.5 Million Loan Facility Secured Against a UK Regional Hotel Portfolio

7 October 2025

£9.5 Million Loan Facility Secured Against a UK Regional Hotel Portfolio

We are pleased to announce the successful completion of a £9.5 million loan facility, secured against a portfolio of three established branded hotels located across Greater London, Greater Manchester, and the Midlands. This transaction highlights Rikvin Capital’s continued expertise in structuring complex, multi-asset bridge facilities with speed, precision, and institutional-grade underwriting.

Delivering Fast, Tailored Capital Solutions

Our client required swift refinancing to repay an existing lender and to reposition the portfolio ahead of a strategic sale process. The assets, collectively comprising over 400 keys, operate under globally recognised hotel brands and benefit from professional management under a leading UK hotel operator.

Rikvin Capital’s team assessed the trading performance, management stability, and geographic diversification of the portfolio to structure a £9.5 million senior facility within a tight completion timeframe. The facility was supported by strong underlying asset quality and consistent operating cashflows.

Deal Summary

  • Asset Type: Regional Hotel Portfolio
  • Locations: Greater London, Midlands, Greater Manchester
  • Number of Keys: 400+
  • Loan Amount: £9.5 million
  • Loan-to-Value: 65%
  • Tenure: 24 months
  • Use of Funds: Refinance and sale preparation

Strategic Benefits for Our Client

The facility enabled the client to:

  • Refinance an existing lender on competitive terms.
  • Access liquidity swiftly to stabilise operations and pursue an orderly sale strategy.
  • Leverage Rikvin Capital’s flexibility in structuring bespoke, income-serviced loans aligned with operational cashflows.

This transaction reinforces Rikvin Capital’s ability to deliver funding against trading hospitality assets—a sector where speed, operational understanding, and deal certainty are critical.

At Rikvin Capital, we remain committed to supporting borrowers and sponsors with fast, reliable, and flexible bridging finance across the UK real estate spectrum.

If you are seeking bespoke capital solutions backed by real assets, contact our team today to discuss how we can help.

If you’re looking for fast, secure, and flexible financing solutions, get in touch with our team today to see how we can help.

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FAQ

Can Rikvin Capital fund a multi-property UK regional hotel portfolio refinance?

Yes. The case here completed a £9.5 million senior facility (65% loan-to-value, 24-month term) secured against three branded hotels (over 400 keys) across Greater London, the Midlands and Greater Manchester. Multi-asset hospitality refinances are a regular deal type for us.

How is a multi-asset hotel portfolio loan structured?

As a single senior loan secured against the whole portfolio, with first charge on each property and (where applicable) assignment of operating agreements with the hotel manager. We assess combined trading performance and geographic diversification rather than each hotel in isolation.

Can the loan support a planned sale of the portfolio?

Yes. The £9.5 million case was used both for refinance of the existing lender and for sale preparation, giving the borrower a clean capital structure ahead of taking the portfolio to market. This is a common use of short-term private financing for sponsors planning an exit.