A Bungalow Bridging Loan is a short-term financing option tailored for bungalow properties in Singapore. It provides quick access to funds—often in weeks—to purchase, refinance, or facilitate a timely property transaction before arranging longer-term financing or completing a sale.

• Specialist Knowledge: Our team understands the nuances of the Singapore property market, especially for high-value homes.
• Flexible Loan Sizes: Facilities start from S$1 million up to S$100 million, depending on valuation and exit strategy.
• Fast Turnaround: Indicative offers within 24–48 hours, potential completion in 2–4 weeks (subject to documentation).
• Customized Terms: Loan durations typically range from 3 to 24 months, with interest roll-up options if needed.

Rikvin Capital can lend up to 70% Loan-to-Value (LTV), although you may secure additional collateral or properties if you require a higher total loan amount.

Singapore’s regulations on landed properties can be restrictive for foreigners. If you’ve obtained the necessary approvals, or if your purchase is under permissible circumstances, we’re open to discussing bridging finance. Our team will guide you on any extra documentation required.

After you provide all necessary details—including property valuation, legal documents, and a clear exit strategy—we aim for 2–4 weeks to disburse funds. This rapid process ensures you don’t miss out on crucial property opportunities.

Yes. With our interest roll-up option, you can defer interest payments until the end of the loan term, aiding in cash flow management while your next step (e.g., property sale or refinancing) is finalized.

We can still consider bridging finance for light refurbishment projects. Just let us know the scope of work so we can structure the loan appropriately. For larger-scale renovations, please discuss the details with our team to ensure the best fit.

For larger loan amounts or higher LTV requests, a personal guarantee may be requested. This often helps lower risk for us and can lead to more favorable terms for you.

Yes, but our main focus is on property value, your exit strategy, and overall feasibility. A minor credit issue won’t necessarily disqualify you, though it could influence the final terms or structure.

Yes. Bridging loans are short-term and designed for speed and flexibility, which typically leads to higher interest rates than a conventional mortgage. However, this premium can be worthwhile if it enables you to secure a valuable bungalow property promptly.

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Typical exits include:

• Selling the bungalow (or another asset) within the loan term.
• Refinancing to a long-term mortgage once conditions are met.
• Releasing equity from other investments.

As long as your strategy is viable and clearly documented, we’ll consider it.

Yes. If circumstances change, you can discuss an extension with our team. Approval depends on updated valuations, market conditions, and a clear rationale. We aim to be flexible where possible.

Typical requirements include:

• Proof of property ownership or purchase agreement
• Up-to-date valuation or appraiser’s report
• Personal or company financial details (for due diligence)
• Detailed exit strategy (sale, refinance, etc.)

Our team will guide you step by step to ensure a smooth application.

While bridging loans generally span 3 to 24 months, we’re open to discussing shorter or slightly longer periods if needed—provided there’s a clear plan for repayment.

Start by contacting our team with your bungalow’s details, the loan amount needed, and your proposed exit strategy. We’ll review the information, issue an indicative offer if it meets our criteria, and guide you through valuation, legal checks, and final documentation. If everything aligns, funding can be disbursed quickly so you can seize the opportunity at hand.