Refinancing Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Refinancing Bridging Loans are tailored for borrowers looking to secure amounts from £1 million to £100 million, with quick approvals and transparent terms.

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Loan Size£1M – £100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 75%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. 01

    Initial Consultation

    Send us a one-page summary of the property, the loan size you need and your exit plan. We respond within hours with whether the deal fits and an indicative price range. No fees, no commitment at this stage.

  2. 02

    Term Sheet

    Within 24 hours of the initial conversation, we issue an indicative term sheet covering loan amount, rate, term, security and key conditions. You have everything you need to compare against other lenders or to commit on the property.

  3. 03

    Due Diligence

    Once the term sheet is signed, we run KYC, source-of-funds checks and instruct an independent valuation. Most clean deals complete this stage in 5 to 10 working days, and steps run in parallel rather than one after the other.

  4. 04

    Legal Review

    Our specialist solicitors prepare the loan documentation and run title search, taking first charge over the property. We coordinate directly with your conveyancer and any existing lender to keep the timeline tight and avoid double-interest periods.

  5. 05

    Funding Disbursed

    On completion day, funds are wired straight to you or to the seller as instructed. For straightforward Singapore or UK property, the full process from first enquiry to drawdown typically takes 2 to 3 weeks; urgent deals have closed in under 7 days.

Get Funding Approval Within 24 Hours

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Case Studies

£18.8 Million Loan Facility Secured Against a Landmark West London Hotel

£18.8 Million Loan Facility Secured Against a Landmark West London Hotel

Loan Amount
£18.8 million
Asset
Full-Service Hotel
LTV
64%
£9.5 Million Loan Facility Secured Against a UK Regional Hotel Portfolio

£9.5 Million Loan Facility Secured Against a UK Regional Hotel Portfolio

Loan Amount
£9.5 million
Asset
Regional Hotel Portfolio
LTV
65%
Bridging the Gap: Rikvin Capital’s £30M Co-Funding Milestone

Bridging the Gap: Rikvin Capital’s £30M Co-Funding Milestone

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Bridging Finance for a London Investment Property

Bridging Finance for a London Investment Property

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Rikvin Capital Completes GBP £2.275M Loan Facility

Rikvin Capital Completes GBP £2.275M Loan Facility

Loan Amount
£2.275 million
Asset
Asset-backed collateral
LTV
70%
Rikvin Capital Backs $7.5M Mayfair Deal with Higher LTV

Rikvin Capital Backs $7.5M Mayfair Deal with Higher LTV

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Rikvin Capital Secures Exclusive Financing for Limited Edition Bugatti Vehicles

Rikvin Capital Secures Exclusive Financing for Limited Edition Bugatti Vehicles

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Strategic Bridge Funding for Prime Hampstead Property

Strategic Bridge Funding for Prime Hampstead Property

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed
Swift Bridging Loan Execution for a Prime Surrey Property

Swift Bridging Loan Execution for a Prime Surrey Property

Loan Amount
Confidential
Asset
Asset-backed collateral
LTV
Not disclosed

FAQs

When is a refinance the right move versus extending my existing loan?

If your current lender is offering a costly extension, asking for additional fees or reducing the borrowing amount, refinancing into a fresh loan is usually cheaper over the remaining term. We compare the full cost (margin, fees, legal) of staying versus moving. Most refinances pay back the switching cost within the first 3 to 6 months.

Can I refinance an existing bridge loan that is close to maturity?

Yes. This is one of our most common deals. We regularly take over positions from other private lenders or development-finance houses where the existing lender will not extend. We can move from first enquiry to drawdown in 3 to 4 weeks, well inside most maturity windows.

Will Rikvin Capital fund a cash-out refinance against my UK property?

Yes. Releasing equity is a standard setup: we settle your existing debt and release the surplus up to our maximum loan-to-value. Funds can go into another purchase, business working capital or any legitimate use. We do not restrict the end-use beyond standard UK Anti-Money-Laundering checks.

How long does it take to refinance from a high-street lender to Rikvin Capital?

For a straightforward owner-occupied or investment property, the refinance usually completes in 3 to 4 weeks: Decision in Principle within 24 hours, valuation in 5 to 7 working days, and legal completion in another 2 to 3 weeks. We coordinate with your current lender to time the payoff so you avoid double-interest periods.