Prime London Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Prime London Bridging Loans are tailored for borrowers looking to secure amounts from £1 million to £100 million, with quick approvals and transparent terms.

Loan Size£1M – £100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 75%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. 01

    Initial Consultation

    Send us a one-page summary of the property, the loan size you need and your exit plan. We respond within hours with whether the deal fits and an indicative price range. No fees, no commitment at this stage.

  2. 02

    Term Sheet

    Within 24 hours of the initial conversation, we issue an indicative term sheet covering loan amount, rate, term, security and key conditions. You have everything you need to compare against other lenders or to commit on the property.

  3. 03

    Due Diligence

    Once the term sheet is signed, we run KYC, source-of-funds checks and instruct an independent valuation. Most clean deals complete this stage in 5 to 10 working days, and steps run in parallel rather than one after the other.

  4. 04

    Legal Review

    Our specialist solicitors prepare the loan documentation and run title search, taking first charge over the property. We coordinate directly with your conveyancer and any existing lender to keep the timeline tight and avoid double-interest periods.

  5. 05

    Funding Disbursed

    On completion day, funds are wired straight to you or to the seller as instructed. For straightforward Singapore or UK property, the full process from first enquiry to drawdown typically takes 2 to 3 weeks; urgent deals have closed in under 7 days.

Get Funding Approval Within 24 Hours

FAQs

Which prime central London areas do you fund?

We have funded purchases and refinances across all the prime central London postcodes, including Mayfair, Belgravia, Knightsbridge, Chelsea, Kensington, St John's Wood, Hampstead and Notting Hill. Recent live examples in the Portfolio include the "Above-Market LTV Mayfair" and "Shipping Tycoon Prime Central London" deals.

I am a foreign HNWI. Can I use Rikvin Capital to buy a Mayfair townhouse?

Yes. International buyers are a core part of our prime-London book. We lend to non-residents, offshore corporate vehicles and family trusts, taking first charge over the London asset. We work with your tax advisors on the non-resident SDLT surcharge and ATED rules to keep the structure clean.

How much can I borrow against a £20 million+ London home?

For trophy assets in prime central London we typically lend 60 to 70% of valuation. Higher amounts are sometimes possible for repeat clients with strong exit evidence. Single-asset loans can run into the high tens of millions, and we co-fund or syndicate larger sizes where the property and exit support it.

Do you fund leasehold as well as freehold prime London property?

Yes, both. Long-leasehold (over 80 years remaining) is treated about the same as freehold. Short-lease properties attract a lower borrowing amount and a tighter exit timeline, but we still fund where the deal economics work. We also handle complex titles such as flying freehold, share-of-freehold and listed buildings.