Foreigner Bridging Loans

At Rikvin Capital, we understand that sometimes you need fast, flexible funding solutions—especially for large-scale property transactions or business needs. Our Foreigner Bridging Loans are tailored for borrowers looking to secure amounts from £1 million to £100 million, with quick approvals and transparent terms.

Loan Size£1M – £100M
Term Length3–24 Months
Loan-to-Value (LTV)Up to 75%
SecurityFirst charge
Interest PaymentRoll-up or Monthly Servicing

Use Cases

The Rikvin Difference

Why Choose Rikvin Capital?

Fast Turnaround

Our dedicated team can issue a term sheet within 24 hours, and deliver funds within just 2 weeks—minimizing delays and uncertainty.

Flexible Terms

We offer up to 70% LTV, with interest roll-up options to help manage cash flow.

Large-Scale Funding

Borrow up to 100 million to seize high-value opportunities that traditional lenders might not be able to support.

Approachable Experts

With extensive experience in bridging finance, our team works closely with you to understand your goals and structure a deal that fits.

How It Works

The Application Process

  1. 01

    Initial Consultation

    Send us a one-page summary of the property, the loan size you need and your exit plan. We respond within hours with whether the deal fits and an indicative price range. No fees, no commitment at this stage.

  2. 02

    Term Sheet

    Within 24 hours of the initial conversation, we issue an indicative term sheet covering loan amount, rate, term, security and key conditions. You have everything you need to compare against other lenders or to commit on the property.

  3. 03

    Due Diligence

    Once the term sheet is signed, we run KYC, source-of-funds checks and instruct an independent valuation. Most clean deals complete this stage in 5 to 10 working days, and steps run in parallel rather than one after the other.

  4. 04

    Legal Review

    Our specialist solicitors prepare the loan documentation and run title search, taking first charge over the property. We coordinate directly with your conveyancer and any existing lender to keep the timeline tight and avoid double-interest periods.

  5. 05

    Funding Disbursed

    On completion day, funds are wired straight to you or to the seller as instructed. For straightforward Singapore or UK property, the full process from first enquiry to drawdown typically takes 2 to 3 weeks; urgent deals have closed in under 7 days.

Get Funding Approval Within 24 Hours

FAQs

I am a non-resident foreigner. Can I buy UK property with a Rikvin Capital loan?

Yes. This is one of our core UK products. We regularly fund HNWI buyers from the Middle East, India, Singapore, Hong Kong and the wider Asia-Pacific region. We focus on the property value and your overall wealth profile rather than UK-PAYE income or a UK credit history.

Do you lend to BVI, Cayman or other offshore SPVs holding UK property?

Yes. Corporate, trust and SPV ownership is the norm for our international clients. We take first charge over the UK property and personal or corporate guarantees as appropriate. Our legal team works alongside your existing tax and trust advisors to keep the structure clean and compliant.

How is source-of-funds and KYC handled for international borrowers?

We run full UK Anti-Money-Laundering KYC at term-sheet stage: passport, proof of address, the chain of beneficial ownership for any SPV, and a credible source-of-wealth note backed by documents. We are used to multi-jurisdictional structures and send a tailored checklist to keep the process tight.

What additional taxes should foreign buyers plan for on a UK purchase?

Non-resident buyers pay an extra 2% Stamp Duty Land Tax surcharge on top of the standard residential rates. Corporate buyers may also be subject to ATED if the property is a residential dwelling held inside a corporate structure. We do not give tax advice but flag these costs early so they can be funded inside the loan where useful.