Direct Private Lender
Bridging Loans in the UK
Direct private bridging finance secured on property in England and Wales. Facilities from £1M to £100M at up to 75% LTV, rates from 0.7% per month, with an indicative term sheet within 24 hours.
Financing forEvery Asset Class
How It Works
- 1
Enquire
Share the asset, the amount you need and your intended exit with our team, by enquiry form or WhatsApp.
- 2
Term sheet within 24 hours
Where the collateral, amount and exit are clear, you receive an indicative term sheet within 24 hours.
- 3
Funds in about two weeks
Valuation, legal review and completion typically take about two weeks on clean deals.
Case Studies
£18.8 Million Loan Facility Secured Against a Landmark West London Hotel
- Loan Amount
- £18.8 million
- Asset
- Full-Service Hotel
- LTV
- 64%
£9.5 Million Loan Facility Secured Against a UK Regional Hotel Portfolio
- Loan Amount
- £9.5 million
- Asset
- Regional Hotel Portfolio
- LTV
- 65%
A Race Against Time: Refinancing a Prime London Property in UK
- Loan Amount
- £ 14,750,000
- Asset
- Luxury Residential Building
- LTV
- 64%
Developer Uses Temporary Bridge to Acquire Prime Commercial Site in London
- Loan Amount
- £ 3,311,105.00
- Asset
- Commercial Property
- LTV
- 55%
Beneficiary of a Trust Requires a Short-Term Loan in the UK
- Loan Amount
- £ 5,039,873.00
- Asset
- Residential Property
- LTV
- 52%
Property Investor Uses Existing Property Portfolio to Finance New Purchase
- Loan Amount
- £ 1,500,000.00
- Asset
- Residential and Commercial Properties
- LTV
- 41%
Bridging Loan FAQs
How much can I borrow with a UK bridging loan?
Facilities range from £1M to £100M secured on property in England and Wales, at up to 75% loan-to-value on prime residential and commercial assets. Larger requirements can be considered on a syndicated basis.
What does a UK bridging loan cost?
Rates start from 0.7% per month. Interest can be serviced monthly or rolled up to redemption so nothing is payable during the term, and all fees are set out in the term sheet up front.
How quickly can you complete?
An indicative term sheet is usually issued within 24 hours, and most clean deals fund in about two weeks. Time-critical completions, including auction purchases, are regularly accommodated within their deadlines.
What security do you accept?
First-charge security over residential, commercial and mixed-use property in England and Wales, including prime London homes, auction purchases, developer-exit scenarios and refinances.
Who can borrow?
High-net-worth individuals, UK and offshore companies, SPVs and foreign nationals. Lending decisions are made against the asset and the exit plan, so overseas borrowers and complex structures can be accommodated.
How do I start?
Share the property address, estimated value, existing charges, the amount required and your intended exit through the contact page or WhatsApp. Indicative terms usually follow within 24 hours.
Request Indicative Terms Within 24 Hours
Share the asset, the amount you need and your intended exit. Our team will come back with an indicative structure.