Case Study · United Kingdom

Foreign Investor leverages industrial property for working capital

1 July 2022

Foreign Investor leverages industrial property for working capital

A foreign investor leverages their industrial property in order to secure working capital for their expanding business operations. This smart move allowed them to take advantage of their valuable asset and secure the funds they needed to grow their company and achieve their goals. With the help of their financial advisor, they were able to structure a loan that was tailored to their specific needs, allowing them to keep their industrial property as collateral while they put their working capital to good use. With the new funds, they were able to invest in new equipment, hire additional staff, and expand into new markets, further positioning themselves for long-term success.

Related: Read about when Rikvin Capital provided a hotel developer with a bridge loan to purchase a hotel in Edinburgh

  • Location: London
  • Market Value: £7,700,000
  • Loan Amount: £5,253,061
  • Loan-to-Value: 68.22%
  • Duration of Loan: 12 Months
  • Payment Schedule: Monthly
  • Asset Type: Industrial Property
  • Completion Time: 2 weeks

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FAQ

I am a foreign investor with a UK industrial property. Can I borrow against it for working capital?

Yes. The London case here lent £5.25 million against a £7.7 million industrial property (68.22% loan-to-value) in 2 weeks for a foreign investor. We focus on the asset value and your wider profile rather than UK-PAYE income or local credit.

How much can I borrow against UK industrial property?

Up to around 70% of valuation for built-up industrial premises in established locations, as in the 68.22% loan-to-value here. Specialist or vacant industrial sites typically attract a lower amount. Owner-occupied with the borrower's own operating business in situ usually gets the higher end.

Can I use the funds for an overseas business?

Yes. We do not restrict end-use beyond standard Anti-Money-Laundering checks. Many of our cross-border clients use UK property as security for capital deployed overseas, where local banks would not lend without on-the-ground collateral.