# Bridging Finance for a London Investment Property Case study · United Kingdom · Published 2025-02-20 · Updated 2026-08-11 · By Rikvin Capital > A £1.5M bridging loan for a foreign investor's prime Kensington apartment after residency-based lending rules blocked bank financing. Securing financing as a foreign investor in the UK can be challenging, especially when local banks impose strict residency-based lending requirements. At Rikvin Capital, we specialize in bridging these gaps, providing fast and flexible funding solutions tailored to unique borrower needs. ## Case Study: £1.5 Million Bridging Loan in Kensington A foreign investor recently purchased a prime residential apartment in Kensington, London, but faced difficulties securing financing from traditional banks due to his non-resident status. With a tight deadline to complete the purchase, he needed a swift and reliable lending solution to move forward. That’s where Rikvin Capital stepped in. We structured a £1.5 million bridging loan. Our ability to understand complex borrower profiles and move quickly made all the difference in securing the necessary funding. ## Why Rikvin Capital? - **Fast & Flexible Financing** – We specialize in funding foreign investors and non-residents who face roadblocks with traditional banks. - **Property-Backed Lending** – Our focus is on the asset, not just the borrower’s residency status. - **Seamless Execution** – We ensure transactions proceed without delays, even under tight deadlines. If you’re a foreign investor struggling with financing hurdles, Rikvin Capital can help. [Reach out today](https://www.rikvincapital.com/contact-us/) to explore how we can support your next property acquisition. ## Frequently asked questions ### I am a foreign investor and UK banks are turning me down. Can you fund a Kensington purchase? Yes. The Kensington case here lent £1.5 million for a foreign investor on a residential apartment after high-street banks declined the borrower's non-resident status. We focus on the asset and your wider wealth profile rather than UK residency. ### How does Rikvin Capital underwrite a non-resident borrower? We look at the property value, the borrower's overall wealth profile, source-of-funds documentation and a clear exit (sale, refinance or business income). UK residency, UK-PAYE income and UK credit footprint are not required, which is why international buyers come to us. ### How fast can a Kensington bridge loan complete? 2 to 3 weeks is typical for a clean prime-London apartment, with the timeline driven by the legal completion rather than our underwriting. For very tight purchase deadlines we have completed inside 7 to 10 days when needed. --- Markdown version of https://www.rikvincapital.com/uk/case-study/bridging-finance-for-a-london-investment-property — provided by Rikvin Capital for AI agents. Site index: https://www.rikvincapital.com/llms.txt