# Bridging Dreams: How Rikvin Capital Enabled the Purchase of a Renowned Indian School

Case study · Singapore · Published 2023-08-16 · Updated 2026-06-18 · By Rikvin Capital

> In times of uncertainty, a helping hand can be the difference between success and failure. Recently, Rikvin Capital was approached by a determined woman entrepreneur who was facing a challenging predicament.

In Singapore’s vibrant financial scene, private equity investment is flourishing. A known client with a successful track record in borrowing and repayment sought a pioneering opportunity: purchasing a branded reputable school in India. The required investment was 8 million.

## Rikvin Capital’s Innovative Response

Facing a lack of immediate funding, the client turned to Rikvin Capital. Traditional banks were not an option, as lending criteria have been tightened. In a world of high-interest rates where raising money is becoming increasingly challenging, Rikvin Capital, aware of the client’s proven record of successful repayments, funded 3 million with a short-term loan, backed by a personal guarantee.

## Calculated Risk

This decision was meticulously calculated. Rikvin Capital assessed the underlying assets, client’s net worth, and exit plan. The loan was a measured risk, taken with a full understanding of the investment and confidence in the client’s history. In an environment where every investment must be scrutinized with a fine comb, Rikvin Capital made sure that both the investment and interest rates would cover the return adequately.

## The Unconventional Path to Success

The success of this venture transcends financial triumph; it symbolizes the courage to innovate. It’s about agility, foresight, and the willingness to back ambitious goals, especially when guided by a proven track record and careful analysis.

## Conclusion: A Lesson in Innovation, Trust, and Prudence

Rikvin Capital’s approach demonstrates the importance of innovative thinking, trust, and financial prudence in modern finance. This client’s success story, supported by a history of successful repayments and a careful examination of investment viability, is a reminder that unconventional paths, backed by belief and strategic insight, can lead to extraordinary achievements. It’s a call to action for financial professionals to embrace change, assess opportunities with precision, and recognize that the right client relationship, along with a well-calculated investment strategy, can open gateways to success.

## Frequently asked questions

### Can I use a Rikvin Capital loan to fund a business acquisition outside Singapore?

Yes. We have funded clients buying businesses in India, the wider Asia-Pacific region, the UK and beyond. The Indian school deal here is one example: we lent $3 million against a personal guarantee to support an $8 million school acquisition. We focus on the underlying assets, your net worth and a clear repayment plan.

### Do you lend on a personal guarantee where there is no property collateral?

Selectively, yes. For known clients with a strong track record of borrowing and repayment, we can structure a loan against a personal guarantee, especially where the use of funds is supported by clear underlying assets. New clients are usually asked to pledge property or another tangible asset as security.

### How quickly can business-acquisition funding be put in place?

Typically 1 to 3 weeks once we have the deal summary, target asset details and your KYC. For repeat clients with a proven repayment record, we can move faster. For new clients we usually need a full underwriting cycle, including independent verification of the target acquisition.

---

Markdown version of https://www.rikvincapital.com/sg/case-study/bridging-dreams-how-rikvin-capital-enabled-purchase-renowned-indian-school — provided by Rikvin Capital for AI agents. Site index: https://www.rikvincapital.com/llms.txt