.calc-module__VJ55OG__eyebrow{color:var(--color-blue);letter-spacing:.18em;text-transform:uppercase;margin:0 0 10px;font-size:.75rem;font-weight:700}.calc-module__VJ55OG__thresholdSection{padding:18px 0 28px}.calc-module__VJ55OG__thresholdHeader{text-align:center;max-width:680px;margin:0 auto 20px}.calc-module__VJ55OG__thresholdHeader h2{margin:0;font-size:clamp(1.6rem,2.5vw,2.35rem)}.calc-module__VJ55OG__thresholdGrid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.calc-module__VJ55OG__thresholdCard{border:1px solid var(--color-border);border-radius:var(--radius-lg);min-height:178px;box-shadow:var(--shadow-sm);background:#fff;padding:24px}.calc-module__VJ55OG__thresholdCard span{color:var(--color-blue);margin-bottom:16px;font-size:1.65rem;font-weight:700;line-height:1;display:block}.calc-module__VJ55OG__thresholdCard h3{margin-bottom:8px;font-size:1.05rem}.calc-module__VJ55OG__thresholdCard p{color:var(--color-text-muted);margin:0}.calc-module__VJ55OG__calculatorSection{padding:26px 0 58px}.calc-module__VJ55OG__progressStrip{border:1px solid var(--color-border);border-radius:var(--radius-lg);background:var(--color-border);grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;margin-bottom:18px;display:grid;overflow:hidden}.calc-module__VJ55OG__progressStrip span{min-height:46px;color:var(--color-navy);background:#fff;justify-content:center;align-items:center;gap:8px;font-weight:600;display:flex}.calc-module__VJ55OG__progressStrip strong{color:var(--color-blue);letter-spacing:.12em;font-size:.72rem}.calc-module__VJ55OG__layout{grid-template-columns:minmax(0,1.45fr) minmax(320px,.8fr);align-items:start;gap:28px;display:grid}.calc-module__VJ55OG__formCard{border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);background:#fff;flex-direction:column;gap:28px;padding:30px;display:flex}.calc-module__VJ55OG__formIntro{max-width:760px;padding-bottom:4px}.calc-module__VJ55OG__formIntro h2{margin-bottom:8px;font-size:clamp(1.6rem,2.4vw,2.15rem)}.calc-module__VJ55OG__formIntro p{color:var(--color-text-muted);margin:0}.calc-module__VJ55OG__block{border-top:1px solid var(--color-border);padding-top:26px}.calc-module__VJ55OG__blockHeader{justify-content:space-between;align-items:flex-start;gap:18px;margin-bottom:16px;display:flex}.calc-module__VJ55OG__block h3{margin:0 0 6px;font-size:1.2rem}.calc-module__VJ55OG__hint{color:var(--color-text-muted);margin:0}.calc-module__VJ55OG__badge{background:var(--color-bg-soft);min-width:106px;color:var(--color-text-muted);text-transform:uppercase;letter-spacing:.08em;white-space:nowrap;border-radius:999px;flex-direction:column;align-items:flex-end;gap:2px;padding:9px 12px;font-size:.72rem;font-weight:600;display:inline-flex}.calc-module__VJ55OG__badge strong{color:var(--color-navy);letter-spacing:0;text-transform:none;font-size:.92rem}.calc-module__VJ55OG__row{grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px;margin-bottom:14px;display:grid}.calc-module__VJ55OG__field{color:var(--color-navy);flex-direction:column;gap:7px;font-size:.82rem;font-weight:700;display:flex}.calc-module__VJ55OG__field>span:first-child{letter-spacing:.04em;text-transform:uppercase}.calc-module__VJ55OG__inputWrap{border:1px solid var(--color-border);border-radius:var(--radius);background:#fff;align-items:center;transition:border-color .2s,box-shadow .2s;display:flex;overflow:hidden}.calc-module__VJ55OG__inputWrap:focus-within{border-color:var(--color-blue);box-shadow:0 0 0 3px #1e4a8a1f}.calc-module__VJ55OG__inputWrap span{color:var(--color-text-light);padding-left:13px;font-weight:700}.calc-module__VJ55OG__field input{width:100%;min-height:46px;color:var(--color-navy);font:inherit;background:0 0;border:0;outline:none;padding:11px 13px 11px 8px;font-size:1rem;font-weight:500}.calc-module__VJ55OG__field input::placeholder{color:var(--color-text-light)}.calc-module__VJ55OG__subtotal{color:var(--color-text-muted);flex-wrap:wrap;align-items:center;gap:8px;margin-top:4px;display:inline-flex}.calc-module__VJ55OG__subtotal strong{color:var(--color-navy);font-size:1.15rem}.calc-module__VJ55OG__cap{background:var(--color-bg-soft);color:var(--color-text-muted);border-radius:999px;padding:3px 8px;font-size:.78rem;font-weight:600}.calc-module__VJ55OG__note{max-width:720px;color:var(--color-text-muted);margin:10px 0 0;font-size:.9rem}.calc-module__VJ55OG__result{border-radius:var(--radius-lg);background:linear-gradient(160deg, #1e4a8af2, #0a1f44 58%), var(--color-navy);color:#fff;box-shadow:var(--shadow-lg);padding:28px;position:sticky;top:86px}.calc-module__VJ55OG__resultEyebrow{color:var(--color-gold-light);letter-spacing:.18em;text-transform:uppercase;margin:0 0 8px;font-size:.72rem;font-weight:700}.calc-module__VJ55OG__result h2{color:#fff;margin-bottom:8px;font-size:clamp(1.7rem,2.2vw,2.25rem)}.calc-module__VJ55OG__resultCopy{color:#ffffffc7;margin-bottom:20px}.calc-module__VJ55OG__resultRows{gap:13px;display:grid}.calc-module__VJ55OG__resultRow{border-top:1px solid #ffffff1f;padding:14px 0}.calc-module__VJ55OG__resultRow div:first-child{justify-content:space-between;align-items:baseline;gap:16px;margin-bottom:9px;display:flex}.calc-module__VJ55OG__resultRow span,.calc-module__VJ55OG__resultRow small{color:#ffffffad}.calc-module__VJ55OG__resultRow strong{color:#fff;font-size:1.05rem}.calc-module__VJ55OG__meter{background:#ffffff29;border-radius:999px;width:100%;height:6px;margin-bottom:7px;overflow:hidden}.calc-module__VJ55OG__meter span{border-radius:inherit;background:var(--color-gold-light);height:100%;display:block}.calc-module__VJ55OG__verdict{border-radius:var(--radius);text-align:center;margin-top:20px;padding:16px;font-weight:700}.calc-module__VJ55OG__yes{color:#87e5b9;background:#2f9e6e2e;border:1px solid #6fdba66b}.calc-module__VJ55OG__no{color:#ffffffe0;background:#ffffff12;border:1px solid #ffffff26}.calc-module__VJ55OG__resultCta{width:100%;margin-top:16px;color:var(--color-navy)!important;background:#fff!important;border-color:#fff!important}.calc-module__VJ55OG__privacyNote{color:#ffffffa3;text-align:center;margin:16px 0 0;font-size:.85rem}.calc-module__VJ55OG__educationSection{background:#fff;padding:58px 0}.calc-module__VJ55OG__educationIntro{max-width:850px;margin-bottom:24px}.calc-module__VJ55OG__educationIntro h2{margin-bottom:12px;font-size:clamp(1.75rem,2.5vw,2.45rem)}.calc-module__VJ55OG__educationIntro p{color:var(--color-text);line-height:1.75}.calc-module__VJ55OG__educationGrid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.calc-module__VJ55OG__educationCard,.calc-module__VJ55OG__complianceNote{border:1px solid var(--color-border);border-radius:var(--radius-lg);background:var(--color-bg-soft);padding:24px}.calc-module__VJ55OG__educationCard h3,.calc-module__VJ55OG__complianceNote h3{margin-bottom:9px;font-size:1.05rem}.calc-module__VJ55OG__educationCard p,.calc-module__VJ55OG__complianceNote p{color:var(--color-text-muted);margin:0}.calc-module__VJ55OG__complianceNote{background:#fff;margin-top:16px}@media (max-width:1024px){.calc-module__VJ55OG__thresholdGrid,.calc-module__VJ55OG__educationGrid,.calc-module__VJ55OG__layout{grid-template-columns:1fr}.calc-module__VJ55OG__result{position:static}}@media (max-width:720px){.calc-module__VJ55OG__thresholdSection{padding-top:10px}.calc-module__VJ55OG__progressStrip{grid-template-columns:repeat(2,minmax(0,1fr))}.calc-module__VJ55OG__formCard,.calc-module__VJ55OG__result{padding:22px}.calc-module__VJ55OG__blockHeader{display:block}.calc-module__VJ55OG__badge{align-items:flex-start;margin-top:12px}}